Cross-border payments are becoming faster and more connected, leaving financial institutions with less time to identify risk and decide whether a transaction should proceed.

Join FinTech Australia and Tookitaki for an interactive panel discussion with senior compliance leaders from the payments industry.

The session will examine the three connected decisions institutions must make before the money moves:

• Identity: Who is really behind the payment?

• Legitimacy: Does the transaction make sense in the context of the customer, counterparty and payment corridor?

• Permission: Should the payment proceed, be monitored, held for review or stopped?

Through practical examples, the panellists will explore the operational and regulatory challenges of real-time cross-border payments, including fragmented payment information, sanctions and AML obligations across jurisdictions, emerging financial-crime patterns, and the tension between payment speed and effective risk control.

The discussion will also consider how transaction screening, real-time transaction monitoring and investigation workflows can work together to support faster, more consistent and explainable decisions without creating unnecessary friction for legitimate customers.