Australian-founded RDC.AI doubles down on North America with proven agenticand predictive portfolio intelligence platform as AI adoption accelerates in banking
10 September 2026, Sydney, Australia – As banks increasingly move from AI experimentation to large-scale deployment, RDC.AI is helping business and commercial banks realise measurable business outcomes from AI through predictive intelligence, automation and explainable decision-making delivered within a governed banking environment.
Founded in Australia and now working with major banks across Australia, New Zealand and North America, RDC.AI has achieved more than 120 per cent growth within its existing customers over the past 12 months. The growth comes as banks expand adoption of RDC.AI’s platform to deliver stronger customer insights and enhanced portfolio intelligence through safe, responsible and explainable AI. RDC.AI – backed by investors including Westpac and Acorn Capital – has also been strengthening its focus on North America, the world's largest market for business and commercial banking.
Built for business and commercial banks over the past decade, RDC.AI’s proven agentic and predictive portfolio intelligence platform helps bankers better understand customers and their portfolios, highlighting emerging risks and opportunities earlier. Working with customers including Westpac and top-six US commercial bank M&T Bank, RDC.AI uniquely improves portfolio oversight and growth – all while safely leveraging agentic AI capabilities to improve effectiveness and operational efficiency.
North America has the world’s largest concentration of business and commercial banks, with more than 4500 regulated banking institutions across the US and Canada[1] and 3800 commercial banks in the US alone.[2] RDC.AI is strengthening its regional presence, building on its award-winning deployment with M&T Bank to embed intelligence into daily workflows for bankers. For instance, RDC.AI’s early credit-risk signals surfaced up to six months earlier with a 70% reduction in manual effort over conventional monitoring. The deployment demonstrates how banks can move beyond AI pilots to production-scale intelligence capabilities that deliver measurable outcomes while maintaining governance and regulatory confidence.
To support its North American growth strategy, RDC.AI is investing in its US-based commercial team and in final stage discussions with banks across the US and Canada. RDC.AI also works with leading AI and data technology providers including AWS, Snowflake, and Anthropic in the partner programs.
Ada Guan, CEO and co-founder of RDC.AI, says: “As RDC.AI marks its tenth year, we're seeing growing validation of the approach we've taken from day one – building AI specifically for regulated financial institutions, with explainability, governance and safety at its core. Today, banks are moving beyond experimentation and looking for proven solutions that deliver measurable business outcomes coupled with regulatory confidence. This is reflected in the growth we’re seeing across our customers, where banks are broadening the adoption of our platform.
“We continue to push the envelope with agentic AI for regulated banks, and we are currently in product preview with two customers for our new collaborative agentic workspace. This is the place where bankers and governed agents work together on complex, high-value decisions typical of what we see in business and commercial banking.
“Imagine this as the place where bank leaders and frontline teams can now ask questions and interrogate the portfolio in ways they have never been able to before, again underpinned by explainability. The banker makes the decision and sets the task, then the agents do the work safely and transparently on the bank's own curated data, policy and knowledge. It’s very exciting to see real value by placing agentic AI directly in the hands of bankers, at the governance level required by regulated banks.”
About RDC.AI
RDC.AI is an agentic and predictive intelligence platform for business and commercial banking, trusted by banks including M&T Bank, Westpac, and BNZ. RDC.AI's platform unifies data and turns insight into action, with transparency and explainability at its core. Solutions include Early Warning, Review and Renewal Recommendations, Leads & Limits, Portfolio Insights, Merchant Lending, and more - all built on a foundation of Teachable Intelligence and Glass Box AI. For more information on RDC.AI, please visit www.rdc.ai.
