EY has a proud history of supporting the Fintech Industry. From B2C, B2B, start-ups, investors, incumbent financial institutions to regulators, policy makers, educational institutions, accelerators / hubs and industry associations such as FinTech Australia, we act as a connector to drive financial services innovation and growth.

Since the emergence of Australia’s fintech industry, we’ve been passionate about developing the ecosystem and supporting Fintech founders innovative start-up ideas, companies and their owners to capitalise on transformative opportunities and realise their potential.

We draw on the shared creativity, experience and diverse perspectives of our global Fintech network, spread across 30+ countries, to provide innovative, personalised, hands-on and tech-enabled end-to-end support for Fintechs at every stage of growth, including accessing R&D and tax incentives and non-dilutive government grants, tax compliance and tax efficiency, valuation, risk, growth, scaling and internationalisation.

Our EY Private and Financial Services teams, bring the best of EY to support entrepreneurs and Fintech companies of all sizes and structures, helping them achieve economic sustainability and growth, fund and commercialise innovation, use technology to solve problems and build companies to service global markets. In a fast-changing world, we give Fintechs the support they need to be effective today and create long-term value for tomorrow.

Our latest thinking

An important part of our commitment to supporting the Fintech industry is to deliver comprehensive, focussed and prescient thought leadership to help define the industry, identify the challenges and cast light on the best way forward for the sector. See some of our latest thinking at the links below:

  1. Financial Services – Our latest thinking
  2. EY FinTech Australia Census: How Australian Fintechs are planning to emerge stronger from the crisis
  3. Beyond Borders | Podcast on Spotify
  4. EY Private: Supporting private business
  5. Worldwide R&D Incentives Reference Guide 2020 | EY – Global
  6. COVID-19: How are governments responding to the call for stimulus? | EY – Global

Case Studies

EY Fintech Australia census 2020: How Australian FinTechs are planning to emerge stronger from the crisis

The EY Fintech Australia Fintech Census serves as a key piece of annual Fintech ecosystem research that helps us better communicate and understand the needs of the ecosystem. In its fifth year, the Census provides important insights into the development of the sector in addition to EY’s involvement in the annual Intersekt Fintech Festival and other key Fintech initiatives. A collaboration between EY and FinTech Australia, with research conducted by EY’s market research practice, EY Sweeney, the Census delivers a powerful fact base, combined with broader insight to inform and inspire those involved with the sector.
Read the latest Census

Heritage Bank

EY has worked with Heritage Bank to help deliver their new Open Banking Solution, with the objective to drive increased innovation and greater choice in financial services for Australian consumers. Heritage Bank has chosen to have the EY Fuse Open Banking platform at the heart of their Open Banking solution. Read more

How EY can help

Across all disciplines and from every angle, EY professionals draw on our shared creativity, experience, judgment and diverse perspectives to reframe the future for our clients – now, next and beyond. Here is a selection of key services our EY Team can help FinTech Australia members with:

  • Business tax, accounting compliance, reporting, advice and structuring
  • Personal tax and accounting compliance, reporting and advice, including family governance, succession planning, trust management, inheritance and estate planning
  • Non-dilutive government funding identification, accessing and defending, including the R&D tax incentive, Export Market Development Grant (EMDG), ESIC, and other state and federal grants and incentives
  • Valuations and business modelling
  • Transaction tax, mergers and acquisition
  • Initial public offering readiness and IPO services
  • People and immigration advisory
  • Indirect tax (e.g., GST, Stamp Duty)
  • Audit services and risk assurance
  • Cybersecurity and fraud and investigative dispute services
  • Finance systems and processes; finance assessment and transformation

Key Contacts

Meredith Angwin – EY Partner – Financial Services and EY Fintech Advisor
Meredith Angwin | EY Australia

Phone: +61 3 8650 7506
Email: Meredith.Angwin@au.ey.com

Malia Forner – EY Partner – Government Incentives, Tax and EY Private Start-up & Entrepreneurship Leader
Malia Forner | EY Australia

Phone: +61 3 9288 8399
Email: Malia.Forner@au.ey.com

Tim Coyne – EY Partner – Asia Pacific Financial Services – Strategy and Transactions – Oceania Leader
Tim Coyne – EY Oceania Strategy and Transactions Leader, Financial Services Partner | EY Australia

Phone: +61 3 9288 8056
Email: Tim.Coyne@au.ey.com

Andrew Parton – EY Partner, Insurance Technology and Open Banking Lead
Andrew Parton – EY Global Insurance Consulting Partner | EY Australia

Phone: +61 2 9248 4428
Email: Andrew.J.Parton@ey.com


While many fintechs describe themselves as technology companys first and financial service companys second, theres no doubt that the backdrop of financial services is one that comes with heavy regulation. To remain competitive, fintechs must develop innovative financial products and services, harness new technology and navigate the changing regulatory landscape.

This requires advice that helps them meet the challenges of leveraging technology and innovation of financial products. At BDO, we are motivated to support and play a part in the future of financial services.

We are a cohesive team covering audit and assurance, tax, cyber-security, governance, risk management, internal audit, compliance, regulatory advice, corporate finance and people advisory. We will guide you through the demanding regulatory environment that typifies the market as well as helping you with any other business challenges you face.

We are experienced and passionate about working with entrepreneurially-spirited and growing businesses that are disrupting their markets. This experience gives us an understanding of the issues that are common for Fintech businesses such as managing rapid growth and developing an international approach from the start.

Our team can help you with:

  • Audit and tax support
  • End to end business services to drive your back office
  • Legal compliance advice
  • Preparation with listing and capital raising
  • People and technology advisory

Main points of contact

Tim Aman Partner; BDO National Financial Services Lead and BDO Global Fintech Leader

Tim is a Partner at BDO Australia, providing audit and assurance services to the financial services industry, including wealth and funds management, superannuation, retail and investment banking, leasing and insurance.

With a career spanning over 27 years, Tim is a recognised expert with deep understanding of the financial sectors emerging challenges and technological influences. He advises on numerous organisational approaches in an increasingly complex regulatory environment and is dedicated to helping the startup community and established providers navigate the growing global fintech market.

He harnesses his knowledge to provide strategic direction for BDO – appointed prominently as leader to BDOs National Financial Services and Global Fintech groups.

Sebastian Stevens Partner-in-charge of BDO Sydneys Advisory Group and Lead Partner of the corporate finance team; BDO National technology, Media and Telecommunications Group Lead.

Sebastian is a Partner at BDO Australia, providing corporate finance advice for both publicly listed and private companies, with a significant global aspect. Sebastian works across a range of industries; notably in real estate and construction, telecommunications, media and technology, finance and investment, private equity and recruitment.

With over 25 years experience, Sebastian assists clients in the areas of mergers & acquisitions, due diligence, Independent limited assurance reports for IPOs, valuations, Independent experts reports and financial modelling.

Sebastian regularly contributes to the growth of fintechs at each stage of their lifecycle – both locally and internationally – presenting at conferences, running seminars and as committee member to a number of global and national groups. He is also an author of BDOs Technology M&A highlights publication for the APAC region.

For more information on how BDO Australia can assist the Financial Services Sector, visit our website

Upcoming Events
  1. MoneyFest

    April 19 - April 23
  2. Intersekt 2021

    May 19 @ 9:00 am - May 20 @ 6:00 pm
  3. Finnies 2021

    June 9

Peoples Choice Organisation of 2020

Finnies 2020: Outstanding Fintech Leader of the Year

Scaling Product Globally


Lee Hatton – Afterpay: FinTech Australia Podcast

Anthony Jones – Visa AUS/NZ

Tim Cameron – TransferWise