Rich Data Co becomes RDC.AI, marking a new era in business and commercial credit decisioning
Leading provider of AI-driven credit decisioning solutions Rich Data Co (RDC) today announced its rebrand to RDC.AI, marking a significant milestone in the company's evolution and commitment to leveraging artificial intelligence (AI) to transform business and commercial lending.
Founded in Australia in 2016, RDC.AI has focused on delivering explainable AI solutions to empower banks to make more informed credit decisions efficiently, safely and with transparency. The rebrand to RDC.AI reflects the company's deepening integration of AI into its core offerings and its ambition to transform how business and commercial lending is delivered – making it faster, fairer, and more transparent for banks and their customers.
“Our new name, RDC.AI, encapsulates the core of our business and future direction,” said Ada Guan, co-founder and CEO of RDC.AI. “It underscores our commitment to harnessing AI to provide deeper insights, enhance decision-making, improve credit outcomes, and drive growth for our customers in the financial services sector.”
The rebranding follows several significant achievements for RDC.AI over the past 12 months, including:
Strategic partnerships: Notable partnerships with leading institutions, including NASDAQ-listed, cloud-based banking software provider nCino, and M&T Bank, the sixth-largest commercial bank in North America, to enhance its risk management and lending strategies using the RDC.AI platform.
Global expansion: A successful $34 million Series B raise led by Westpac and nCino to accelerate RDC.AI’s growth and global expansion into North America. Now, RDC.AI has a team of 11 local US employees and a total of 57 employees.
Industry recognition: Being named a finalist in the 2024 AmCham Alliance Awards for Artificial Intelligence, highlighting RDC.AI's innovative contributions to the fintech industry.
RDC.AI's platform addresses the evolving needs of the financial services industry, offering solutions that range from credit origination to ongoing portfolio monitoring. Transforming complex data into actionable intelligence, RDC.AI enables banks and commercial lenders to operate with greater clarity and confidence to deliver better results.
“As we embrace our new identity, our mission remains steadfast: to empower financial institutions with leading AI-driven tools that enhance decision-making and promote sustainable growth,” added Ada.
Over the last 9 years, RDC.AI has helped world-leading banks transform their lending decisions with AI-powered innovation, including Westpac and NAB in Australia, BNZ in New Zealand, and M&T Bank in the US.
For more information about RDC.AI and its suite of solutions, visit rdc.ai.
About RDC.AI
RDC.AI helps banks unlock deeper customer insight, improve credit performance, and build stronger portfolios. By turning complex data into actionable intelligence, we empower lenders to operate with clarity, make confident decisions, and deliver results - efficiently and at scale. Our single-platform solution is built on explainable AI, enabling banks to move beyond legacy systems and into a new era of speed, transparency, and innovation. From origination to monitoring, RDC.AI brings consistency, intelligence, and trust to every part of the lending lifecycle. Because when you know more, you can do more - and grow more. For more information, visit rdc.ai.
