Revolut Introduces PayTo for Australian Customers: A Faster, More Secure Way to Manage Everyday Payments
Customers can seamlessly authorise and manage payments with PayTo, whether they’re looking to top up their account or streamline recurring payments.
With the ability to view, pause, or cancel recurring payment agreements within the Revolut app, PayTo provides a real-time view of financial health and eliminates the "hidden cost" of forgotten subscriptions.
The feature complements existing Revolut security measures, including disposable cards, 2FA, biometric authorisation, and custom security settings.
Sydney, Australia - 16 March 2026 - Revolut, the global financial app with more than 70 million customers worldwide and over 1 million Australian customers, has announced the launch of PayTo, a new offering that makes it easier and more secure for Australians to make payments and manage their accounts.
Developed by NPP Australia, PayTo is a digital alternative to traditional direct debits, offering a modern, seamless way for consumers to authorise and manage real-time payments from their Revolut account. Whether they’re looking to top up the funds in their account or streamline payments for utility bills, digital subscriptions or gym memberships, PayTo provides Australian users with unprecedented control over their recurring financial commitments.
Redefining Security in Everyday Payments
In an era of rising digital fraud, PayTo adds a critical layer of protection for Revolut users. PayTo agreements are authorised directly within the Revolut app, ensuring that no funds can be withdrawn without the customer’s explicit, authenticated consent.
To further protect users, PayTo integrates seamlessly with Revolut’s existing suite of security features:
Instant Visibility: Users can see exactly which external bank accounts and merchants have permission to withdraw funds.
One-Tap Control: Customers can pause, resume or cancel any PayTo agreement instantly within the app, removing the need to contact the merchant or a bank branch.
Added Security: Every new agreement is accessible in the Revolut App and is stored by NPP Australia in an encrypted database, ensuring an added layer of security.
Simplifying the Financial Lives of Australians
The introduction of PayTo is designed to strip away the complexity of adding additional funds and managing multiple bills and subscriptions. Revolut customers can now enjoy a "set and forget" experience for their daily expenses, with the added benefit of real-time notifications.
"At Revolut, we believe that managing your money should be simple, secure and stress free," says Matt Baxby, CEO of Revolut Australia. "The launch of PayTo is a significant milestone in our mission to become the ultimate financial super-app. By giving our customers the ability to see, manage, and cancel their payment agreements in real-time, we are putting the power back into the hands of our customers."
A Smarter Way to Pay
PayTo payments occur in real-time, meaning customers can top up their account and set up auto-payments and receive instant confirmation.
Here’s how to set up PayTo top ups and auto-payments:
Select PayTo as a payment option directly within the Revolut app or on the merchants platform
Provide your details, which can be your BSB and account number or your PayID
Authorise the agreement in your non-Revolut mobile banking app or online banking. You'll be sent an authorisation request from your bank for review and approval.
Once approved, complete the top up process in the Revolut App and select ‘Add Money”, then simply click on the PayTo agreement to add funds or set up auto-payments.
Manage payments once the agreement is active. You can view, pause, resume, or cancel the agreement at any time within your online banking portal or app.
PayTo helps eliminate the uncertainty of "pending" transactions and helps Revolut users maintain an accurate, up-to-the-minute view of their available balance.
As Revolut continues to scale its presence in the Australian market, the addition of PayTo reinforces its commitment to delivering localised, cutting-edge financial technology that meets the specific needs of Australian consumers.
About Revolut
Revolut is a global fintech, helping people get more from their money. In 2015, Revolut launched in the UK offering money transfer and exchange. Today, more than 70 million customers around the world and over 1 million Australians use dozens of Revolut’s innovative products to make more than half a billion transactions a month. Across our personal and business accounts, we give customers more control over their finances and connect people seamlessly across the world.
