Five FinTechs on Friday, February 6, 2026

First Five FinTechs on Friday for the year!

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Here are the five fintechs you need to know this Friday 👇

Buy Bitcoin and Crypto on Australia's #1 Crypto Exchange*

CoinJar is Australia’s longest-running crypto exchange. It enables customers to buy, sell, store, send, and spend Bitcoin and ther digital assets with a focus on security, compliance, and accessibility.

In a landmark move, CoinJar became the first Australian crypto exchange to receive EU-wide Crypto-Asset Service Provider (CASP) licence under MiCA regulation clearing the way for CoinJar’s expansion across the EU.

The company announced a €5 million investment over 24 months to establish its European hub in Dublin, Ireland, creating 25-30 skilled roles and expanding from prior footholds in the UK (2019) and US (2025).

This positions CoinJar to deliver compliant, user-friendly services across Europe amid growing industry confidence.

* Based on CoinDesk Exchange Benchmark, November 2025. CoinJar ranked #1 among Australian-headquartered exchanges, #29 globally.

Sustainable rewards with real impact

Giftbee is an Australian fintech platform helping businesses deliver reward and incentive programs that maximise ROI while creating better recipient experiences.

Founded by Mark Singer, an industry veteran who built InComm Payments’ business across APAC and led Blackhawk Network’s APAC operations, overseeing incentive and prepaid programs valued in the billions, Giftbee brings deep payments and rewards expertise to modern engagement programs.

Giftbee enables companies to issue flexible digital rewards that reduce waste, minimise breakage, and give recipients real choice. Recipients can store, combine, split, or re-gift balances in one place, with access to hundreds of gift card brands and thousands of merchandise options.

By prioritising recipient experience alongside commercial outcomes, Giftbee helps organisations run more sustainable programs with higher redemption and satisfaction. A prepaid EFTPOS gift card program is also available for physical rewards.

Australia’s fastest R&D lender

Kashcade provides fast, non-dilutive loans to companies participating in the Australian Research & Development Tax Incentive (RDTI). Through Kashcade’s simple online platform, founders can apply in minutes, with funding decisions and cash in the bank delivered within 24–48 hours. 

Kashcade’s loans are structured with a single repayment at maturity, giving businesses a clear and predictable way to access their accrued R&D refund earlier and put capital to work sooner, without giving up equity. 

With competitive pricing, transparent fees, and one of the fastest funding turnarounds in the market, Kashcade has become the R&D lender of choice for Australian innovators. 

Check out Kashcade's funding calculator to see how much you could access: https://www.kashcade.com/funding-calculator

Driving Web3 Adoption for Enterprises

Cubewire is building institutional-grade digital asset infrastructure that bridges traditional finance and Web3. Its unified platform enables organisations of all sizes to access compliant, scalable solutions that deliver faster settlements, lower costs, and enhanced security. 

Cubewire is ISO/IEC 27001:2022 certified. 

Recent milestones include: 

Follow Cubewire on LinkedIn for product updates and launch

Simplifying Digital Asset Investing Through Smart, Everyday Habits

Bamboo is an Australian fintech making digital asset investing simple, accessible and habit-driven. The platform allows users to invest spare change from everyday purchases, helping them build crypto portfolios through consistent Dollar Cost Averaging (DCA) without complexity or high barriers to entry.

With a strong focus on education, Bamboo also produces Crypto Curious, one of Australia’s leading beginner-friendly crypto podcasts. Recently, Bamboo unveiled a major app redesign to enhance usability and portfolio insights. To further support informed investing, Bamboo has also released its inaugural report Crypto In Australia: A Long Term View, sharing insights into how disciplined investing habits can shape long-term outcomes.


Five Fintechs on Friday is a fortnightly newsletter which highlights five different fintechs across Australia, delivered to over 7000 subscribers!

Want to see your company featured? Submit your details via this form to be considered for an upcoming edition.

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