CreditorWatch releases FY26 Survival Guide to help Australian businesses thrive amid global uncertainty
SYDNEY, Wednesday 11 June – As the new financial year begins, CreditorWatch has launched the FY26 Survival Guide: How Australian businesses can thrive in the year ahead, a comprehensive resource to help organisations navigate economic uncertainty, rising costs, and global volatility.
With global trade tensions escalating—especially following President Trump’s tariff regime and the re-emergence of US-China trade disputes—combined with persistent cost-of-living and operational pressures, Australian businesses are entering FY26 in a challenging environment.
CreditorWatch’s FY26 Survival Guide provides a pragmatic framework to build financial resilience and future-proof business operations.
“Now more than ever, Australian businesses need to be proactive - not reactive - when it comes to risk and cash flow,” said Ivan Colhoun, Chief Economist at CreditorWatch. “This guide equips business leaders with clear steps to survive and thrive, regardless of what global events throw their way.”
The guide covers three key areas:
Onboard smarter – Upgrade customer onboarding with digital tools that improve compliance, reduce credit risk, and streamline customer acquisition.
Manage risk proactively – Leverage real-time credit data, risk scores, and monitoring to spot early warning signs and protect your business from exposure.
Collect confidently – Use automation to improve collections processes, reduce overdue debt, and enhance cash flow.
The guide also delivers crucial economic context for FY26. Key risks identified include:
Ongoing US trade and tariff policy volatility, with ripple effects across global growth and Australian exports
A sustained increase in business costs post-COVID, squeezing margins
Slower population growth due to reduced immigration, dampening demand
Structural long-term trends like AI, an ageing population and climate change.
In a period where uncertainty may tempt businesses to “wait and see”, CreditorWatch urges action.
“Preparation is the best defence,” added Colhoun. “Businesses that act now - improving onboarding, monitoring credit health, and digitising collections - will be best placed to weather whatever comes next.”
The FY26 Survival Guide is available now here
ABOUT CREDITORWATCH
CreditorWatch is a leading data and technology company, offering accessible, user-friendly, and affordable credit risk management solutions. With a foundation built on data, we started as a Commercial Credit Bureau and now cover all commercial entities, including sole traders, trusts, and partnerships.
Leveraging our unrivalled data access, we support a comprehensive credit management ecosystem, equipping businesses with tools to enhance their credit risk management capabilities.
Our advantage:
Accessibility: we make managing credit risk easy to understand for businesses of all sizes and analyse trade lines and default data to provide unique insights and predictive solutions that businesses need.
Efficiency: our best-practice SaaS solutions, supported by trusted and reliable data, streamline credit risk management for SMEs and corporates, making it efficient, manageable, and cost-effective. We provide tools to facilitate credit risk management processes across the customer credit lifecycle, such as onboarding, monitoring and collections.
Enhanced Visibility: we have complete coverage of publicly available data sources, including ASIC, ATO, ABR data sets and more. Most of our customers use CreditorWatch exclusively, providing us with data that other bureaus don't have. Our unique data coverage provides greater visibility to make informed credit risk decisions and minimise risk.
Secure and Reliable: our data and solutions are hosted in Australian data centres, ensuring security and maintaining an average uptime of 99.95%.
Choose CreditorWatch and harness the power of data for comprehensive credit risk management that drives business success.
Find out more at creditorwatch.com.au.
