CreditorWatch launches AI Business Profile Summaries to transform credit reporting and decision-making
SYDNEY, Monday 8 December 2025 - Leading credit reporting bureau, CreditorWatch, has unveiled a major new enhancement to its credit reporting platform with the launch of AI Business Profile Summaries, a powerful generative-AI feature designed to streamline credit risk assessment and help Australian businesses make faster, smarter decisions.
The AI Business Profile Summary provides an instant, easy-to-read overview of a company’s credit risk profile - similar to the insights an expert analyst would deliver, but available on demand and at scale. It synthesises the most important elements of a CreditorWatch credit report into a short, actionable summary, including a business’s credit risk rating, the key factors influencing that rating, payment behaviours, and recommended next steps.
CreditorWatch CEO Patrick Coghlan says the feature marks an important milestone in the company’s continued investment in AI-driven decision intelligence. “Businesses are under increasing pressure to make confident, real-time credit decisions. Our AI Business Profile Summaries provide immediate clarity by highlighting what matters most in a credit report, cutting through complexity and supporting users of all skill levels. It’s like giving every business a dedicated credit analyst, instantly,” he said.
Helping businesses work faster with greater confidence
The new feature lives directly within CreditorWatch’s modern dashboard, giving users the ability to generate a summary with a single click from any business profile. Each summary includes:
Overall assessment – A concise explanation of the likelihood of default or insolvency.
Recommendations – Clear, practical next steps, such as monitoring, requesting financials, adjusting credit terms, or proceeding with caution.
Key findings – A distilled view of the risk drivers, including ASIC information, payment behaviour, cross-directorships, court actions, risk ratings and other relevant red flags.
Feedback option – Allowing users to shape the evolution of the feature by providing in-platform feedback.
The AI summarisation engine is trained to reflect CreditorWatch’s industry-leading credit risk expertise, ensuring customers receive clear and consistent guidance regardless of their own level of credit assessment experience.
Designed for speed, clarity and better risk governance
Many businesses are grappling with providing credit and trading accounts in the current uncertain economic environment, particularly when managing high volumes of customer assessments. The AI Business Profile Summary is built to provide additional confidence and remove any friction by highlighting the factors that matter most.
“Our goal is to make credit risk insights more accessible and more actionable,” Mr Coghlan said. “Whether you’re a credit manager, CFO, business owner or in accounts receivables, this tool helps you make informed decisions in seconds. It’s fast, accurate and aligned with best-practice risk governance.”
Customer-driven innovation
CreditorWatch is encouraging users to trial the feature and submit feedback directly within the summary window, helping the product team iterate and add new capabilities over time.
The AI Business Profile Summary is now available to all CreditorWatch customers. More information can be found at: https://creditorwatch.com.au/solutions/manage/modern-dasboard-ai-summaries
ABOUT CREDITORWATCH
CreditorWatch is a leading data and technology company, offering accessible, user-friendly, and affordable credit risk management solutions. With a foundation built on data, we started as a Commercial Credit Bureau and now cover all commercial entities, including sole traders, trusts, and partnerships.
Leveraging our unrivalled data access, we support a comprehensive credit management ecosystem, equipping businesses with tools to enhance their credit risk management capabilities.
