Afterburner AI and LoanOptions.ai Form Strategic Alliance to Transform Digital Lending Space Across Australasia
While the recent Australia’s Economic Roundtable discussions considered the implications of Artificial Intelligence (AI) on jobs and productivity, innovators are already implementing solutions – driven by AI.
Among them: Afterburner AI and LoanOptions.ai, two businesses, which have just entered a strategic alliance set to redefine the digital lending landscape. The collaboration will provide mortgage advisory businesses across New Zealand and Australia with integrated end-to-end AI-driven productivity, compliance and profitability gains.
While both companies have been individually recognised as AI innovators, this collaboration creates a powerful, end-to-end workflow for financial professionals. LoanOptions.ai's white-label HAILO technology handles the crucial first half of the loan journey, streamlining client onboarding and the application to take as little as five minutes. The complete, verified application is then seamlessly pushed to the aggregator CRMs. From there, Afterburner AI’s technology takes over to automate the remaining backend processes, from serviceability calculations and document refilling to compliance checks. The alliance removes the traditionally cumbersome paperwork mountains that slow down the entire process, empowering advisors with a single, streamlined solution.
Afterburner Co-founder, Geoff Christopher, says: “Financial service professionals across Australasia face the same challenge: too much time lost to admin. We started Afterburner to solve this key issue and have been growing fast in response to demand from the market. By aligning with LoanOptions.ai, we’re now able to not only double-down on our mission, but expand our capabilities to deliver a seamless end-to-end digital lending experience, from application to submission, for advisers, brokers, and aggregators across New Zealand and Australia.”
LoanOptions.ai founder and CEO Julian Fayad adds: “This alliance is about bringing two complementary technology businesses together to eliminate friction from the loan process. We saw an opportunity to connect our industry-leading application and onboarding technology with Afterburner’s powerful administrative automation tools. Our aim is to empower advisers with the tools they need to respond to clients faster, with greater accuracy, and in full compliance that is industry leading.”
Afterburner and LoanOptions.ai’s alliance has the potential to improve productivity across the entire digital lending space, resulting in faster settlements and better customer experiences. Both businesses have agreed to respect existing commitments to other partners and retain their own IP, ensuring a collaboration that benefits the entire industry.
Afterburner Fact Sheet
Key numbers:
Afterburner tools have been used by financial service professionals over 500,000 times
Features have been tested 10,000+ times
Estimated time savings (conservative): ~4,000 hours.
Bank handover forms automated: ~1,000
Client credit applications generated: 2,000+
Afterburner Phase 1: Live and proven time savings for mortgage advisers
Bank handover and supplementary form-fill automation: was 15 minutes, now 40 seconds
Financial statement analysis: was 60 minutes, now 60 seconds
Max-borrow calculator (all banks): was 8 separate Excel files and models, now 2 seconds
Draft mortgage recommendation: was 30 minutes, now 5 seconds
AI-powered bank policy Q&A: was a 10-minute document-scan, now a few seconds
Afterburner Generation 2.0 feature release is coming soon: Exponential productivity gains (and also seamless CRM-agnostic)
iOS call-recording integration, voice recorded memos, video meeting recordings/transcripts: Native, zero-app extra; recorded calls flow straight into Afterburner
Unified data lake: Audio, video, voice memos, mortgage application supporting documentation
AI Automated communications outputs
Drafted bank mortgage application credit memorandums
Call summaries and assessor email replies
Compliance-ready statement-of-advice
LoanOptions.ai Fact Sheet
In its direct-to-consumer model, LoanOptions.ai has helped over 200,000 customers navigate the loan process since 2020 across Australia and New Zealand.
White-label embedded technology offerings introduced in 2022. Today, LoanOptions.ai works with over 2000 partners across Australia and New Zealand including brokers, aggregators, lenders, accountants, SMEs and more.
Since launching in New Zealand in December 2023, LoanOptions.ai has grown to assist more than 7000 clients navigate the loan process in New Zealand across a panel of 30+ lenders.
Introduced to the market in February 2025, HAILO - the world’s first five-minute digital home loan application is changing the game for mortgage brokers/advisors, aggregators, real estate and property businesses, and ultimately the borrowers.
HAILO
Complete white-labelled with a broker’s logo, brand and colours
In less than five minutes of a client’s time, HAILO will collect, complete and provide a broker with:
Property data report
Verified ID
Bank statements
Payslips / business details
Equifax credit report
Full fact find
Privacy consent signed
Compliance and disclosure documents signed
Assets and liabilities
Income and expenses
About Afterburner
Afterburner is revolutionising the mortgage and financial advisory industry by combining purpose-built automation with cutting-edge AI to eliminate up to 90% of repetitive administrative tasks. Afterburner AI supercharges financial advisers with smart, automated tools. From generating client profiles to crafting recommendations and streamlining bank servicing, our intuitive platform helps you focus on what matters most — your clients.
About LoanOptions.ai
LoanOptions.ai is an award-winning and pioneering lending technology provider and asset finance brokerage headquartered in Sydney with offices in Perth and Auckland. For over half a decade, LoanOptions.ai has been building AI systems that make applying for a loan as easy, fast, and transparent as shopping online. It has developed the world’s first five-minute digital loan application journey that has reduced manual onboarding by up to 90% and the world’s first unbiased loan matching engine that reveals loan options that a user is actually eligible for across more than 90 lenders with actual rates and fees displayed in real time, with absolutely no impact on their credit score.
