LoanOptions.ai
Our platform allows clients to apply for a loan in under 5 minutes.
Ninety lenders compared and matched in real time.
Loan applications are clunky, stressful, slow and opaque
Borrowers: Loan applications are clunky, stressful, slow and opaque. LoanOptions.ai solves that with our proprietary platform and AI Models. Financial Institutions: Investing in tech is expensive and failure rates are high. Our solution is white label and provides connections into legacy systems to modernise.
An auto complete engine that refills 80% of the application
90 lenders compared and matched in real time, loan origination in <5 minutes using our auto complete engine to refill over 80% of the client's application. White label and embeddable in any ecosystem.
A proprietary AI native data set since 2020
Proprietary loan matching and credit decisioning engine with connections to over 90 lenders and banks, auto complete contextual engine, proprietary AI native data set since 2020, distribution as a leading loan originator with large scale partnerships like Aussie Home Loans, Gumtree Group, Loan Market Group. We hold our own credit licenses in Australia and New Zealand.
Completely bootstrapped for six years, and now actively raising.
5,000 applications per month via our website. 270K customers, bootstrapped, 15,000+ loans settled. Actual revenue is $8.5 million, and the revenue run rate is $13 million. The member reports being completely bootstrapped for six years with no capital raised at all, and is now raising for the first time.
Technology and compliance
Proprietary core with an AI and machine learning core, mobile-first, on cloud infrastructure, with Open Banking and CDR interfaces and third-party APIs. The member reports being ISO27001 certified and SOC 2 compliant. It holds Australian Credit Licence 543631 and is registered on the New Zealand Financial Service Providers Register as FSP1005864.
Transactional revenue, SaaS, usage fees and commission.
Embedded finance Software derived transactional revenue + SaaS revenue + Software usage fees. Embedded partnerships mean revenue is repeatable and predictable. SaaS revenue is extremely high margin and we benefit from upside on high usage. Alongside SaaS and transaction fees the member also selects commission as a revenue model, and reports 1,000+ paying customers, net profitability and 20 to 50% year-on-year revenue growth.
Named counterparties and integrations.
Aussie Home Loans (Lendi Group) · Gumtree Group · Loan Market Group
Large scale distribution partnerships for a leading loan originator.
MoneyMe · Plenti
CDR · Equifax · Illion
Julian Fayad, Founder · LinkedIn | loanoptions.ai
LoanOptions.ai completed the investor section of the survey.
Target raise amount was submitted to FinTech Australia on the condition that it is released to investors only once a mutual NDA is in place. We honour that.
Shown with the member's permission. Everything else in this section stays sealed.
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