VERIFIED FINTECH AUSTRALIA MEMBER

Curve

Institutional term deposits and fixed-income treasury investments.

WealthTech Capital Markets AFSL holder New South Wales Australia Established 3+ years
$175B+
Directed through platform
Across 60,000+ transactions
500+
Institutional investors
Placing funds on the platform
80+
Bank counterparties
Competitive marketplace
17 years
Building the marketplace
Underpinned by its own AFSL
What they do

A single point of access to a competitive banking marketplace.

Curve digitises institutional cash investment through YieldHub, connecting 500+ institutional investors to 80+ bank counterparties.

The problem

Manual rate discovery across dozens of banks

Institutional investors, including fund managers, councils and corporates, must place cash across multiple bank counterparties to optimise returns and manage concentration risk. Without a centralised platform they rely on manual rate discovery, phone-based execution and fragmented portfolio reporting across dozens of banks. The result is missed yield, operational inefficiency, compliance risk and poor visibility.

The solution

YieldHub, one point of access

Curve gives investors a single point of access to a competitive banking marketplace. Organisations make faster, better-informed decisions, achieve stronger pricing, reduce operational risk and gain real-time portfolio visibility. Over $175 billion has been directed through the platform across more than 60,000 transactions.

Differentiator

The marketplace, not the platform alone

Seventeen years building trusted relationships between 500+ institutional investors and 80+ banks, underpinned by Curve's own AFSL, has created a network, data asset and liquidity ecosystem that competitors cannot quickly replicate.

Market context

The market they are selling into.

Australia's institutional cash market exceeds $1 trillion. With 500+ organisations already on the platform, demand is accelerating as rate volatility sharpens focus on cash returns, governance expectations increase, and treasury teams replace manual processes with digital workflows.

Technology and compliance

Proprietary core platform, integrated with Bloomberg, Salesforce and Box. ISO 27001 certified. AFSL holder.

Member-reported position
Founded
Pre-2010
Product stage
Established — 3+ years
Annual revenue
$2M-$10M
Profitability
Net profitable
Paying customers
51-200
Full-time employees
6-15
YoY revenue growth
< 20%
Revenue model

Commission or spread margin on every transaction.

The banks pay Curve to source funds; the investors placing surplus funds are not charged. Revenue scales with client activity and market volumes, and across 500+ institutional clients and 80+ bank partners concentration risk is minimal. Revenue is naturally recurring, driven by 65% deposit reinvestment at maturity.

WealthTechCapital MarketsAFSL holderMarketplaceB2EB2G Government

Andrew Murray, Founder · LinkedIn  |  curve.com.au

End of public profile
🔒 RELEASED UNDER MUTUAL NDA ONLY

Curve completed the investor section of the survey.

Valuation and raise size were submitted to FinTech Australia on the condition that they are released to investors only once a mutual NDA is in place. We honour that.

Shown with the member's permission. Everything else in this section stays sealed.

Status Open to conversations Timing 3 to 6 months Seeking Venture capital · Strategic · Family office · Private equity
🔒
Last post-money valuation
Withheld pending mutual NDA
🔒
Current raise size
Withheld pending mutual NDA

These figures are not present in this page. The blocks above are placeholders, not obscured data.

Request investor access

Introductions are made through FinTech Australia. The member decides what is shared and when.

1You submit your details and mandate to FinTech Australia.
2FinTech Australia verifies you as an investor.
3Curve approves the introduction.
4A mutual NDA is executed, then the full profile is released.

Requests are handled centrally through the FinTech Australia investor register, so a mandate is matched against every open profile rather than this one alone.

Register your mandate →

Prefer email? Write to elio@fintechaustralia.org.au

Registering means agreeing to be contacted by FinTech Australia and to enter a mutual NDA before any confidential information is released. Investor details are not shared with the member until the investor approves.